There is an unseen spiritual side to giving (charity) and saving money, realizing it that money is a tool meant for bigger and better things, not to be hoarded or worshipped like some sort of god.
Money in the form of coins, tokens or personal items and foodstuff used in barter and trade has been around for centuries as a way to give and receive goods.
Years ago people were cognizant of how much they needed to live on and budgeted accordingly because they simply just didn't have enough.
They were more aware of their finances than we are today and had a healthy respect for what they did receive, grateful for a steady job or being able to work for the farmer or merchant on a part time basis who provided the opportunity to make ends meet.
There was a solid human to human interaction going on back then in which two people participated in this monetary exchange and only two hands, one with the cash for all your hard work and the other hand waiting to receive it.
Today things have gotten very impersonal. Money is still money but we now do our purchasing through electronic means using a credit card in which there is no human interaction other than handing your card to the person standing at the checkout register.
Cash is being phased out as the banks have figured out that they can't really make money off of cash (charging interest) and that purchasing something on a bank credit card is very profitable.
You pay interest on your purchase (this is how the bank makes its money) and woe to you if you miss a payment.
If we haven't morphed from a cash society to a cash less society by now, I daresay we're getting pretty close.
In either case, whether you use cash to make your purchases or a credit card, there is something that will help you stay within your budget.
How many of us actually sit down and map out a budget? This is something very important when you're trying to make ends meet. Along with your budget you need to determine how much you want to put away (save) for the future for any unforeseen emergency such as a car repair, an appliance going out or a sudden trip to the dentist.
Whether it's a salary or a paycheck you determine how much is coming in monthly and then then start deducting how much you'll be paying in taxes, insurance, groceries and how much to set aside for rainy day emergencies.
Believe me, if you start doing this no matter your age, it will make a big difference in your life as to 1. how you begin to feel about yourself (I'm finally "in charge") and 2. will have a positive affect on all you care about.
Developing a healthy respect for this will become a habit and prayerfully asking for guidance is going to make a world of difference as you will begin to learn
balance in your life.
Not only will you feel energized and spiritually refreshed but something else extraordinary will begin to happen.
Others will take note of your new found confidence and things will magically start to fall into place.
I don't know how this work, only that it does.
So, do something for yourself, your spouse and your family↓
Take charge of where you're going in life - it's called a budget.
~ Blessings,
~ Nightshade
